Financial and Retirement Planning

Financial and Retirement Planning

No two people are exactly alike. Your dreams and your plans set you apart. We recognize this difference. That is why we provide customized strategies – tailored to your needs and priorities.

We will work together to create a plan that fits your unique situation. Throughout the process, we will be there to provide information and answer questions. We can also help you monitor your progress to stay on track with your long-term objectives.

The Pacific Coast Wealth Strategies comprehensive financial and retirement planning process is structured into five different segments:

STEP 1: Discovery

During this first step, our primary goal is to listen as you share your goals and objectives and to get a better understanding of what motivates you. We obtain a better understanding of where you are now and help you determine your risk tolerance. Additionally, we gather quantitative data, such as investment and insurance statements, tax returns, expenses, etc. Finally, we present our process to you and what the next steps are.

STEP 2: Analysis

We develop a draft analysis that we use to compare your existing planning with your communicated goals and objectives, and then identify any potential gaps and opportunities in your financial strategy.

STEP 3: Strategy

We present to you the results of your analysis with specific recommendations designed to meet your stated goals. Recommendations may be made in the areas of:

  • Retirement Income Distribution Planning
  • Asset Allocation and Investment Strategies
  • Long-Term Care Planning
  • Survivorship Planning
  • Estate Analysis
  • Cash Flow Analysis
  • Education Planning
  • Stock Option Analysis
  • Major Purchase Goals
  • Risk Management Assessment

STEP 4: Implementation

We can help you develop an implementation schedule for any additional products and services that can meet your needs.

STEP 5: Reviewing

We strive to develop lifelong relationships, working with you to adjust your financial strategies when life events, the economic environment, or legislative changes affect your planning in place. As a result, you can feel in control of your financial well-being and confident that you are doing all you can to prepare for your future.


“Before anything else, preparation is the key to success.”

– Alexander Graham Bell

Check the background of your financial professional on FINRA BrokerCheck.

Securities offered through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI & TN). Investment advisory products and services offered through Equitable Advisors, LLC, an SEC-registererd investment advisor.  Annuity and insurance products offered through Equitable Network, LLC, which conducts business in CA as Equitable Network Insurance Agency of California, LLC, in UT as Equitable Network Insurance Agency of Utah, LLC and, in PR as Equitable Network of Puerto Rico, Inc

Equitable Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. The information in this website is not investment or securities advice and does not constitute an offer.

Pacific Coast Wealth Strategies is not a registered investment advisor and is not owned or operated by Equitable Advisors or its affiliates.

For more information about Equitable Advisors, LLC you may visit to review the firm's Relationship Summary For Retail Investors and General Conflicts of Interest Disclosure.


CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc.  These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

PPG-143494 (5/19) (Exp. 5/24)